Worry Less, Live More. Medicare Made Easy.
At McCoy McCain Advisors, we take the confusion out of Medicare so you can focus on what matters most—enjoying life. Whether you're new to Medicare or exploring your options, our licensed experts are here to guide you every step of the way.
Simple answers. Smart choices. Peace of mind.
We are here to make your life easier so you can spend it making memories.
At McCoy McCain Advisors, we provide expert, unbiased Medicare guidance to help you make informed decisions with confidence. We prioritize understanding your unique needs and goals, acting as your advocate to secure the best insurance solutions for your financial future and well-being. At the heart of everything we do is a commitment to making healthcare simpler and more accessible so you can enjoy peace of mind in retirement.
Our dedication extends beyond the initial enrollment. We’re here to support you throughout your insurance journey, ensuring your coverage continues to meet your evolving needs. Whether you’re approaching Medicare for the first time or looking to make changes to your existing plan, you can count on us for the support and guidance you deserve.
Zero Cost Services
Zero Cost Services
Our services are provided at no cost to you; with no obligation to enroll.
You’ll have a dedicated agent who takes the time to understand your needs and guides you through each part of the enrollment process.
We offer one-on-one personalized support - before, during, and after you choose your plan.
We will make sure everything is explained clearly, at your pace, so you feel confident and informed.
If your health situation changes, we are here to help you review your options and find what fits best.
We believe in building trust and long term relationships, so you always have someone to call when you need support.
Products
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Medicare Supplement Plans
Original Medicare (Parts A & B) does not cover everything - there are gaps like copayments, coinsurance, and deductibles. Medicare Supplement (Medigap) plans are designed to help fill those gaps, providing more predictable out-of-pocket costs.
There are several Medigap plan options available, allowing you to choose coverage that fits both your healthcare needs and your budget. These plans work alongside Original Medicare, but you’ll still need to enroll in a separate Part D prescription drug plan (PDP) for medication coverage.
We’re here to help you compare your options, understand what each plan offers, and make a confident, informed decision.
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Medicare Advantage Plans
Medicare Advantage (Part C) plans are designed to offer more than just basic coverage - they often provide lower costs, with some plan premiums as low as $0 per month.
These plans typically require you to use a network of providers, can have out-of-pocket cost sharing and include additional benefits such as dental, vision, and hearing.
Let us make Medicare easier so you can make confident, informed decisions.
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Medicare PDP Plans
If you take prescription medications, having the right Part D plan is essential. Stand-alone Prescription Drug Plans (PDPs) can be paired with Original Medicare or some Medicare Advantage plans that don’t include drug coverage.
Each plan has different costs, formularies, and coverage options so choosing the right one can feel overwhelming.
You don’t have to navigate this alone. Our licensed professionals will help you compare plans, understand your options, and find coverage that fits your prescriptions and your budget.
60 Years Combined Industry Experience
At McCoy McCain Advisors, we believe that trusted guidance starts with real relationships. Molly and Linda have dedicated their careers to serving individuals in the insurance industry. With a passion for simplifying health insurance through clear education and guidance, they strive to make Medicare easier to understand and easier to choose.
Our team takes the time to get to know each client personally, because we know insurance is never “one size fits all.” Our goal is to help you find a plan that truly fits your lifestyle, budget, and healthcare needs so you can move forward with confidence and peace of mind.
Molly McCoy
For more than 35 years Molly made it her mission to take the confusion out of insurance.
With a deep background in the industry, including time as a senior leader at one of the state’s largest insurance carriers, she brings not just experience—but perspective. She understands the system inside and out, and uses that knowledge to advocate for everyday people. “My goal is simple: to reduce the stress of choosing coverage so you can focus on enjoying life .”
Over the years, Molly has helped countless individuals navigate policies, benefits, and plans with ease. She believes insurance doesn’t have to be overwhelming—just explained with patience, empathy, and a human touch. She firmly believes you deserve clarity and confidence when making this important decision.
Linda McCain
With over 25 years of experience in the healthcare insurance industry, Linda has spent her career helping people understand their coverage options. Her background includes sales and leadership roles with two of Michigan’s largest insurance carriers.
Linda brings extensive knowledge in Medicare and is passionate about helping others make informed, confident decisions about their healthcare. She believes that when people truly understand their options, they can focus on what matters most: their health and well-being.
Known for her approachable nature and commitment to personalized service, Linda’s goal is to ensure every client feels empowered, supported, and at ease knowing they have a knowledgeable and trusted advisor by their side every step of the way.